Routine Check Ups and preventive services may help people avoid serious health problems without paying a co-pay, co-insurance, or deductibles.
Most major health insurance plans offer certain preventive screenings or services as part of the Affordable Care Act (ACA) at no charge to the plan member. This means that your insurance plan allows “*free” health and wellness services for the purpose of preventing serious and chronic illnesses later in life. Many of these benefits are recommended annually, or on a multi-year schedule. Each Insurance provides member benefit guides for child, adult, female, and male preventive services. Family Medicine Clinic recommends you verify with your insurance plan which services qualify.
Preventive services do not normally include treating an already existing problem, injury, or chronic illness.
Some of the common screenings recommended by primary care providers include:
Cancer screenings (breast, cervical, colon, lung, ovarian, prostate)
Total Health screenings (hearing, vision, blood pressure, obesity, cholesterol)
Mental Health screening
Diabetes screening
Immunizations
Well Child examination
Hepatitis C
Check with your insurance plan to see what “ * free” benefits are available. Contact your insurance provider for specific details on coverage of preventative services. Some of the common plans in Southeast Nebraska are listed below.
Medicare Annual Wellness Visit (AWV)
Blue Cross Blue Shield of Nebraska
Midlands Choice
Multiplan
Humana